For those of you who are back at work today Welcome Back!
It's been all very quiet on the rate change front, as you'd expect for this time of the year. However, in news we have an update on where the small banks are in regards to financial adviser licensing. [Details here]
Also to we have a comment piece from Adrienne Church which gives advisers some ideas for the year ahead. [READ ON]
We'd be keen to get your thoughts on the low equity premiums which banks charge borrowers. There was an interesting piece elsewhere in the media essentially saying banks were creaming it with these fees and were not particularly good at removing them when a borrower's equity increased. I'd love to hear your thoughts. You can email them to philip@tmmonline.nz
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