Good Returns
Wednesday 17, January 2001.
www.goodreturns.co.nz
Mortgage Rate and New Daily



Mortgage Rates
Wednesday, 17 January 2001.


Mortgage Lender

Floating Rate

Fixed 1 Yr

Fixed 3 Yrs

Fixed 5 Yrs

LVR

 
AA Financial Services
 
8.30
 
7.95
 
8.20
 
8.40
 
90%
 
 
AMP Banking
 
7.99
 
7.30
 
7.30
 
7.50
 
90%
 
 
ANZ
 
8.50
 
7.40
 
7.50
 
7.50
 
90%
 
 
ASB Bank
 
8.50
 
7.40
 
7.50
 
7.50
 
90%
 
 
Ashburton Permanent
 
8.50
 
7.95
 
8.50
 
-
 
75%
 
 
Asset Lend
 
8.20
 
7.35
 
7.50
 
7.80
 
95%
 
 
AXA New Zealand
 
8.45
 
7.95
 
8.15
 
8.25
 
90%
 
 
BankDirect
 
8.25
 
7.30
 
7.35
 
7.45
 
90%
 
 
BNZ
 
8.50
 
7.40
 
7.50
 
7.50
 
-
 
 
Cairns Lockie
 
8.25
 
7.25*/7.45
 
7.55
 
7.65
 
90%
 
 
Direct Home Loans
 
8.25
 
7.40
 
7.50
 
-
 
-
 
 
eMortgage
 
8.25
 
7.25*/7.45
 
7.55
 
7.65
 
95%
 
 
Equitable
 
8.40
 
7.39
 
7.39
 
7.70
 
95%
 
 
Fidelity Life
 
8.30
 
-
 
-
 
-
 
75%
 
 
Frontline Home Loans
 
8.25
 
7.40
 
7.50
 
-
 
90%
 
 
Guardian Trust
 
8.50
 
7.60
 
7.70
 
-
 
66.6%
 
 
HSBC
 
7.80
 
7.30
 
7.30
 
7.50
 
80%
 
 
Metropolitan Life
 
8.30
 
7.95
 
8.15
 
8.25
 
95%
 
 
Mortgage Express
 
7.95
 
7.30
 
7.40
 
7.50
 
95%
 
 
National Bank
 
8.50
 
7.40
 
7.50
 
7.50
 
95%
 
 
NZ Home Loans
 
8.30
 
7.95
 
7.95
 
7.95
 
95%
 
 
Perpetual Trust
 
8.40
 
7.95
 
8.30
 
-
 
75%
 
 
Platinum Mortgages
 
8.30
 
7.95
 
7.95
 
7.90
 
90%
 
 
Premier
 
8.20
 
8.10
 
8.25
 
8.40
 
95%
 
 
PSIS
 
8.40
 
-
 
-
 
-
 
85%
 
 
Public Trust
 
8.40
 
7.95
 
-
 
-
 
75%
 
 
Resi Home Loans
 
7.80
 
7.95
 
7.95
 
8.10
 
90%
 
 
SBS
 
8.35
 
7.95
 
7.95
 
-
 
90%
 
 
Silver Fern
 
7.73
 
7.63
 
7.72
 
7.81
 
90%
 
 
Sovereign
 
8.30
 
7.40
 
7.50
 
7.50
 
95%
 
 
Tower Trust
 
8.50
 
-
 
-
 
-
 
75%
 
 
Trent Home Loans
 
8.30
 
7.95
 
7.95
 
7.95
 
90%
 
 
TSB Bank
 
8.30
 
7.30
 
7.50
 
-
 
75%
 
 
WestpacTrust
 
8.25
 
7.40
 
7.50
 
7.50
 
90%
 
 
Wizard Home Loans
 
7.79/8.29
 
7.49
 
7.59
 
7.80
 
95%
 
*Please note special conditions apply to these rates.
..


News

Homes become more affordable
Homes have become more affordable for the first time in 12 months, AMP Banking says.

Ombudsman deals with thorny mortgage issues
To help you deal better with your mortgage lender Ann Cunninghame checks out some of the more thorny cases the Banking Ombudsman has had to deal with recently.

The honeymoon's not necessarily sweet
Honeymoon, or low-start mortgages, may look good at first glimpse, but Ann Cunninghame says it's worth checking the deal over the long-term before signing up.

For more mortgage news Click Here to visit the Good Returns site.


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