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Last Article Uploaded: Tuesday, February 17th, 3:26PM

Mortgages

Mortgage Rates Daily Commentary
Tuesday 17 February 2026  Add your comment
FAMNZ boss off; Breaking the aggregation model

The head of adviser association, FAMNZ, is hanging up his shingle leaving the New Zealand seven months after the country head resigned. Is there a future for the association in New Zealand? [READ ON]

The Adviser Platform (TAP) says it's time to change the aggregation model. [READ ON]

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Latest Headlines

TAP moves away from traditional aggregation

The Adviser Platform (TAP) is moving away from being a traditional aggregator to opening up its services to anyone in the market.

Tuesday, February 17th, 6:10AM

In a significant move, TAP is expanding to offer it services at a national level to any adviser even if they use another aggregator.

TAP managing director Ryan Edwards says essentially it is removing the emotional or psychological pull around whether an adviser needs to abandon their existing aggregator relationship to take advantage of TAP’s services to make their business stronger...MORE»

FAMNZ boss leaves

Monday, February 16th, 6:05PM

The head of adviser association, FAMNZ, is hanging up his shingle leaving the New Zealand seven months after the country head resigned.

MORE»

Predictions for next week's OCR announcement

Thursday, February 12th, 8:25PM

OCR expected to be held at 2.25% at first review of the year.

MORE»

 

Previous News

ASB accelerates mortgage lending and profit margins

Wednesday, February 11th, 11:13AM

ASB Bank continued to accelerate its mortgage lending at above its market share in the six months ended December and managed to lift its profit margin as well.

MORE»

Big move back to two-year fixed interest rates

Wednesday, February 11th, 10:31AM

Two-year fixed interest rates surged back into popularity with home owners taking out new mortgages in December.

MORE»

Challenger aims for a stake in Pepper Money

Monday, February 9th, 11:55AM

Australian annuities player, Challenger, has made an offer to acquire listed non-bank lender Pepper Money.

MORE»

Investors no longer sitting on the fence as mortgage pile rises

Thursday, February 5th, 10:17AM

The mortgage pile for residential investors is rising faster than that for owner-occupiers.

MORE»

Cost of living dropping as mortgage interest rates tumble

Wednesday, February 4th, 8:21AM

Mortgage interest payments falling 17.3% last year kept the cost-of-living hikes for the average household at just 2.2%.

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 3.34 - - -
AIA - Go Home Loans 5.89 4.59 4.95 5.19
ANZ 5.79 5.09 5.49 5.79
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.49 4.69 5.19
ASB Bank 5.79 4.59 4.95 5.19
ASB Better Homes Top Up - - - 1.00
Avanti Finance - Near Prime 6.35 - - -
Avanti Finance - Specialised 7.55 - - -
Basecorp Finance 6.35 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 5.94 - - -
BNZ - Rapid Repay 5.94 - - -
BNZ - Std 5.84 4.49 4.69 5.09
BNZ - TotalMoney 5.94 - - -
CFML 321 Loans 3.95 - - -
CFML Home Loans 6.05 - - -
CFML Prime Loans 6.25 - - -
CFML Standard Loans 6.95 - - -
China Construction Bank 6.44 4.85 4.95 4.95
China Construction Bank Special 6.44 5.85 5.95 5.95
Co-operative Bank - First Home Special - 4.39 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 4.99 4.49 ▲4.89 ▲5.19
Co-operative Bank - Standard 4.99 4.99 ▲5.39 ▲5.69
Credit Union Auckland 7.70 - - -
First Credit Union Special - 4.79 4.95 -
First Credit Union Standard 6.49 5.39 5.55 -
Heartland Bank - Online 5.30 5.89 - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Heretaunga Building Society 7.45 5.90 5.80 -
ICBC 5.39 4.25 4.59 4.79
Kainga Ora 5.69 4.49 4.49 4.79
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 5.65 5.39 5.79 6.05
Kiwibank - Offset 5.65 - - -
Kiwibank Special 6.15 4.49 4.89 5.25
Liberty 6.65 6.55 6.22 6.20
Nelson Building Society ▲6.99 4.59 ▼4.67 -
Pepper Money Near Prime 6.55 - - -
Pepper Money Prime 5.99 - - -
Pepper Money Specialist 8.00 - - -
SBS Bank 5.84 5.09 ▲5.49 ▲5.75
SBS Bank Special - 4.49 ▲4.89 ▲5.15
SBS Construction lending for FHB 3.74 - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 3.99 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 7.99 - - -
TSB Bank 6.59 5.19 ▲5.69 ▲5.95
TSB Special 5.79 ▼4.39 ▲4.89 ▲5.15
Unity First Home Buyer special - 3.99 - -
Unity Special 5.79 4.49 4.69 -
Unity Standard 5.79 5.29 5.49 -
Wairarapa Building Society 6.15 4.59 4.79 -
Westpac 5.89 5.09 5.49 5.75
Westpac Choices Everyday 5.99 - - -
Lender Flt 1yr 2yr 3yr
Westpac Offset 5.89 - - -
Westpac Special - 4.49 4.89 5.15
Median 5.94 4.59 4.95 5.19

Last updated: 13 February 2026 3:23pm

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