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Mortgages

Mortgage Rates Daily Commentary
Friday 7 March 2025  Add your comment
Mortgage advisers battle commerce commission over new rules

Mortgage advisers are pushing back against the Commission’s insistence on multiple loan applications, warning of longer processing times and higher costs for consumers. [READ MORE]

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Mortgage advisers punch-up with ComCom takes a new twist

The scrap between mortgage advisers and the Commerce Commission over its insistence borrowers be presented with three actual offers from three different lenders has taken another turn.

Friday, March 7th, 8:04AM  2 comments

The dispute between mortgage advisers and the Commerce Commission over its insistence that borrowers be presented with three actual offers from three different lenders has taken another turn.

The Finance and Mortgage Advisers Association of New Zealand (FAMNZ) is putting together a proposal it hopes will get to where the commission wants with its directive and stop any further government...MORE»

NZFSG joins up with specialist insurer

Thursday, March 6th, 9:35AM  1 comment

NZFSG has partnered with specialist property investor insurer Initio.

MORE»

Longer-term mortgage rates near cycle lows

Thursday, March 6th, 6:00AM

For longer-term interest rates to fall the OCR would need to dip below 3%, ANZ says in its latest Property Focus report.

MORE»

 

Previous News

Adrian Orr departs RBNZ still congratulating himself

Wednesday, March 5th, 3:25PM

[Opinion] Adrian Orr’s surprise resignation as Reserve Bank governor three years before his current five-year term ends will be celebrated by many observers and likely every Australian-owned bank chief executive and all their senior officers and directors.

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Orr resigns

Wednesday, March 5th, 1:39PM

Reserve Bank of New Zealand Governor Adrian Orr has resigned and will finish up in the role at the end of the month.

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Small business lender goes prime

Wednesday, March 5th, 10:08AM

Small business lender Bizcap has added prime loans to its offering.

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Kiwibank, ASB lift mortgage market share, ANZ, Westpac lag

Wednesday, March 5th, 8:13AM

The Reserve Bank data has confirmed that Kiwibank is lending at more than twice the rate of its share of the mortgage market while ASB continues to make up for share lost in 2023.

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Distressed home loans reach record highs

Tuesday, March 4th, 8:44AM

The latest figures from Centrix and the RBNZ show the drop in interest rates is not yet helping the surge in mortgage arrears and non-performing loans.

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 4.44 - - -
AIA - Go Home Loans 6.89 5.25 4.99 5.35
ANZ 6.89 5.89 5.59 5.89
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 5.29 4.99 5.29
ASB Bank 6.89 5.25 4.99 5.35
ASB Better Homes Top Up - - - 1.00
Avanti Finance 7.40 - - -
Basecorp Finance 7.85 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.04 - - -
BNZ - Rapid Repay 7.04 - - -
BNZ - Std 6.94 5.55 5.29 5.59
BNZ - TotalMoney 7.04 - - -
CFML 321 Loans 5.80 - - -
CFML Home Loans 6.25 - - -
CFML Prime Loans 7.85 - - -
CFML Standard Loans 8.80 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 5.19 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 6.45 5.29 5.19 5.49
Co-operative Bank - Standard 6.45 5.79 5.69 5.99
Credit Union Auckland 7.70 - - -
First Credit Union Special - 5.49 5.39 -
First Credit Union Standard 7.19 5.99 5.69 -
Heartland Bank - Online 6.49 5.25 5.19 5.35
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society 8.15 6.35 6.00 -
ICBC 6.95 5.29 4.99 5.39
Kainga Ora 6.89 5.29 4.99 5.35
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 6.75 6.09 6.09 6.39
Kiwibank - Offset 6.75 - - -
Kiwibank Special 6.75 5.19 5.19 5.59
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 7.44 5.24 5.24 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 6.99 6.29 6.09 6.19
SBS Bank Special - 5.39 5.29 5.35
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 4.44 4.39 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.39 - - -
TSB Bank 7.69 ▼5.99 ▼5.79 ▼6.19
TSB Special 6.89 ▼5.19 ▼4.99 ▼5.39
Unity 6.89 5.29 4.99 -
Unity First Home Buyer special - 4.69 - -
Wairarapa Building Society 7.20 5.49 5.29 -
Westpac 6.99 6.09 5.89 5.99
Westpac Choices Everyday 7.09 - - -
Westpac Offset 6.99 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 5.49 5.29 5.39
Median 6.99 5.44 5.29 5.49

Last updated: 6 March 2025 8:53am

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