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Last Article Uploaded: Friday, December 27th, 12:28PM

Mortgages

Mortgage Rates Daily Commentary
Saturday 21 December 2024  Add your comment
Last AM Update for the year

Our regular Morning Business Roundup email, AM Update, will take a break over the Christmas period.

This is the last edition for the year. Normal transmission will resume on Monday January 6.

We wish you a Merry and safe Festive Season.

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Latest Headlines

Saving borrowers money

With a $500 million capital injection, Kiwibank says it can save New Zealanders $1.5 billion by having more aggressive pricing, better terms and better turnaround.

Friday, December 20th, 7:22AM  1 comment

Kiwibank chief executive Steve Jurkovich told Parliament’s finance and expenditure committee’s inquiry into banking competition, being “maverick” means being independent and driving a lot more competition against the big four Australian-owned banks.

If Kiwibank’s growth of 9% a year – more than twice that of the big four banks – continues Jurkovich...MORE»

Interest rates with a four in front not far away – Squirrel

Thursday, December 19th, 9:26AM

Mortgage interest rates should fall back and settle somewhere between 4.5% and 5% next year.

MORE»

DTIs will start affecting borrowers by the middle of next year

Wednesday, December 18th, 9:20AM

Debt-to-income (DTI) rules are not far off playing a bigger part in the mortgage market.

MORE»

 

Previous News

Lower mortgage rates not a one way street

Tuesday, December 17th, 9:05AM

ASB has warned mortgage borrowers, interest rate markets are volatile and can change quickly and being aware of the risks is an important part of choosing a mortgage strategy.

MORE»

Advice Link gears up for growth

Monday, December 16th, 9:06AM

Advice Link has appointed an experienced general manager to spearhead growth in the adviser sector.

MORE»

Mortgage borrowers better off by $9,000 on average

Monday, December 16th, 9:04AM

OCR cuts have had a big effect for new mortgage borrowers.

MORE»

[TMM Podcast] Your weekend listen; An update on the housing market

Sunday, December 15th, 12:52PM

MORE»

Competition is real - ANZ

Friday, December 13th, 2:39PM

ANZ says it is building a nimble and agile banking system to stay relevant when innovative financial technology companies are popping up to provide stiff competition in niche areas.

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 4.94 - - -
AIA - Go Home Loans 7.49 5.79 5.49 5.59
ANZ 7.39 6.39 6.19 6.19
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 5.79 5.59 5.59
ASB Bank 7.39 5.79 5.49 5.59
ASB Better Homes Top Up - - - 1.00
Avanti Finance 7.90 - - -
Basecorp Finance 8.35 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.54 - - -
BNZ - Rapid Repay 7.54 - - -
BNZ - Std 7.44 5.79 5.59 5.69
BNZ - TotalMoney 7.54 - - -
CFML 321 Loans 5.80 - - -
CFML Home Loans 6.25 - - -
CFML Prime Loans 7.85 - - -
CFML Standard Loans 8.80 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 5.69 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 6.95 5.79 5.59 5.69
Co-operative Bank - Standard 6.95 6.29 6.09 6.19
Credit Union Auckland 7.70 - - -
First Credit Union Special - 5.99 5.89 -
First Credit Union Standard 7.69 6.69 6.39 -
Heartland Bank - Online 6.99 5.49 5.39 5.45
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society 8.15 6.50 6.30 -
ICBC 7.49 5.79 5.59 5.59
Kainga Ora 7.39 5.79 5.59 5.69
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 7.25 6.69 6.49 6.49
Kiwibank - Offset 7.25 - - -
Kiwibank Special 7.25 5.79 5.59 5.69
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 7.94 5.75 5.99 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 7.49 6.95 6.29 6.29
SBS Bank Special - 5.89 5.49 5.69
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 4.94 4.89 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.39 - - -
TSB Bank 8.19 6.49 6.39 6.39
TSB Special 7.39 5.69 5.59 5.59
Unity 7.64 5.79 5.55 -
Unity First Home Buyer special - 5.49 - -
Wairarapa Building Society 7.70 5.95 5.75 -
Westpac 7.39 6.39 6.09 6.19
Westpac Choices Everyday 7.49 - - -
Westpac Offset 7.39 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 5.79 5.49 5.59
Median 7.49 5.79 5.69 5.69

Last updated: 23 December 2024 5:49pm

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