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Last Article Uploaded: Tuesday, February 10th, 6:29PM

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Low-fee KiwiSaver providers to the fore in Morningstar survey

Kernel is celebrating taking the top spot for the high-growth and cash categories in its first three full years.

Monday, February 9th, 9:02AM

Morningstar has released its KiwiSaver survey for the December quarter.

It shows that over the quarter, default funds returned an average 2 percent, conservative 0.7 percent, balanced 1.6 percent, growth 1.7 percent and aggressive 2.8 percent.

Over a year, aggressive funds were up 12.8 percent and growth 9.7 percent. Balanced funds were up 9.7 percent and conservative 5.8 percent...MORE»

Should KiwiSaver hardship applications be centralised?

Wednesday, January 28th, 6:00AM

KiwiSaver withdrawal numbers are up, but it’s not an easy process to go through, one adviser says.

MORE»

KiwiSaver providers hope for political accord

Tuesday, January 20th, 5:14PM

KiwiSaver providers are hoping this is the year that politicians can work together on a better future for the retirement savings scheme.
It is shaping up to be an election issue.

MORE»

 

Previous News

Should KiwiSaver be compulsory?

Tuesday, January 20th, 6:17AM

KiwiSaver providers are divided on whether it is appropriate for the scheme to be made compulsory.

MORE»

Kiwimonster offers advisers KiwiSaver insights

Wednesday, January 14th, 6:00AM

A new tool will give advisers more information to help them make KiwiSaver decisions with their clients.

MORE»

Paying advisers for KiwiSaver advice

Friday, November 7th, 7:26AM

Amova (nee Nikko) has rolled out a new remuneration option for advisers offering KiwiSaver advice.

MORE»

Super alone won’t cut it in retirement

Friday, October 24th, 7:29AM

New expenditure guidelines show how much New Zealanders need in their KiwiSaver to retire comfortably.

MORE»

Morningstar to look under the hood of KiwiSaver funds

Wednesday, October 22nd, 7:13PM

Morningstar plans to expand its coverage and research of KiwiSaver funds in New Zealand.

MORE»

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Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 3.34 - - -
AIA - Go Home Loans 5.89 ▲4.59 ▲4.95 ▲5.19
ANZ 5.79 5.09 5.49 5.79
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.49 4.69 5.19
ASB Bank 5.79 ▲4.59 ▲4.95 ▲5.19
ASB Better Homes Top Up - - - 1.00
Avanti Finance - Near Prime 6.35 - - -
Avanti Finance - Specialised 7.55 - - -
Basecorp Finance 6.35 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 5.94 - - -
BNZ - Rapid Repay 5.94 - - -
BNZ - Std 5.84 4.49 4.69 5.09
BNZ - TotalMoney 5.94 - - -
CFML 321 Loans 3.95 - - -
CFML Home Loans 6.05 - - -
CFML Prime Loans 6.25 - - -
CFML Standard Loans 6.95 - - -
China Construction Bank 6.44 4.85 4.95 4.95
China Construction Bank Special 6.44 5.85 5.95 5.95
Co-operative Bank - First Home Special - 4.39 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 4.99 4.49 ▲4.89 ▲5.19
Co-operative Bank - Standard 4.99 4.99 ▲5.39 ▲5.69
Credit Union Auckland 7.70 - - -
First Credit Union Special - 4.79 4.95 -
First Credit Union Standard 6.49 5.39 5.55 -
Heartland Bank - Online 5.30 5.89 - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Heretaunga Building Society 7.45 5.90 5.80 -
ICBC 5.39 4.25 4.59 4.79
Kainga Ora 5.69 4.49 4.49 4.79
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 5.65 5.39 ▲5.79 ▲6.05
Kiwibank - Offset 5.65 - - -
Kiwibank Special 6.15 4.49 ▲4.89 ▲5.25
Liberty 6.65 6.55 6.22 6.20
Nelson Building Society 6.49 4.59 4.69 -
Pepper Money Near Prime 6.55 - - -
Pepper Money Prime 5.99 - - -
Pepper Money Specialist 8.00 - - -
SBS Bank 5.84 5.09 5.29 5.69
SBS Bank Special - 4.49 4.69 5.09
SBS Construction lending for FHB 3.74 - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 3.99 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 7.99 - - -
TSB Bank 6.59 5.19 ▲5.69 ▲5.95
TSB Special 5.79 ▼4.39 ▲4.89 ▲5.15
Unity First Home Buyer special - 3.99 - -
Unity Special 5.79 4.49 4.69 -
Unity Standard 5.79 5.29 5.49 -
Wairarapa Building Society 6.15 4.59 4.79 -
Westpac 5.89 5.09 5.49 5.75
Westpac Choices Everyday 5.99 - - -
Lender Flt 1yr 2yr 3yr
Westpac Offset 5.89 - - -
Westpac Special - 4.49 4.89 5.15
Median 5.94 4.59 4.95 5.19

Last updated: 10 February 2026 11:20am

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