Asteron product changes outlined

Trauma
With its trauma products Asteron has acknowledged it was too rigid and inflexible so it has unbundled the product and it is now possible to have partial trauma benefits, life buy-back and trauma reinstatement as optional extras.

It has improved definitions by aligning them with the clinical interpretation, in particular heart attack, cancer and heart valve surgery.

Also Asteron’s underwriters can now offer a discount if cancer is excluded from a policy. In a typical case where just cancer is excluded, a 20% reduction  to the Trauma Recovery premium can be applied."This ensures that the remainder of the trauma policy still presents value for money across all conditions that are covered."

TPD & Life cover
With TPD it has revised its definitions and is more competitive and has a confirmed number one ranking from researcher IRESS Changes to Life cover also result in a confirmed number one rating from IRESS.