OnePath trauma changes

General manger of adviser distribution Jeremy Nicoll said it was a product that advisers should be discussing with their clients. “It does provide a good amount of money to help customers when they do have one of these conditions… Customers understand they are more likely to claim. Everyone has a friend who has contracted some form of cancer.”

OnePath has just released enhancements to its trauma cover, improving a number of definitions, introducing new conditions, including new partial payments and removing the stand-down period for a number of partial payments.

Trauma policies now cover burns of limited exposure, revise the definition of cancer so that carcinoma in situ can be anywhere in the body and allow for partial payouts in cases where people do not meet the full conditions.

It is also offering consistency across its business assurance and business assurance extra products.