Partners rings changes

The insurer has rolled out a number of policy improvements.

Among them are new conversion benefits:
• allowing up to $500,000 of a person’s trauma cover to be converted to up to double the sum insured of severe trauma cover without underwriting
• allowing the standalone trauma cover sum insured to be converted up to an equal amount of life cover and trauma cover accelerated without underwriting
• specials events terminal illness cover benefit to allow anyone under 30 who buys a property, gets married or has a baby to convert terminal illness cover to life cover without underwriting.

There are also enhancements to its life cover, trauma and total permanent disability cover, including adding conditions to the “no wait” category on TPD and  enhancing the definitions of conditions including Alzheimer’s disease and stroke.

It has also extended the opportunities for trauma cover to be bough back in the event of a partial benefit or diagnosis benefit payment.