Support for simple products

Nib has been promoting its product, EasyHealth, with a premium discount of up to 20 per cent to new clients.

It offers up to $300,000 surgical cover per person per year and $200,000 of medical cover.

A nib spokeswoman said the response to the product had been much better than expected. “It’s easy for advisers to deal with. The conditions are assessed at the time of the claim and it cuts down on all the work.”

Meanwhile, Sovereign recently launched Simple Life via its adviser channel as well as direct to consumers online.