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Investors happier about houses

Confidence in residential property investment returns has stabilised after six months of sharp decline, according to the latest ASB BANK Investor Confidence Survey.

Monday, November 6th 2000, 6:54AM

Confidence in residential property investment returns has stabilised after six months of sharp decline, according to the latest ASB BANK Investor Confidence Survey.

The September quarter survey, released this morning, showed that 15 per cent of those questioned were confident in the returns from residential property. That was up from 13 per cent in June.

Meanwhile, 25 per cent of investors favoured managed funds as most likely to give the best returns in the year ahead, a rise of two per cent over the quarter. Confidence in shares fell from 14 per cent to 11 per cent, which ASB BANK put down to "turbulence" in the forestry and telecommunications sectors.

However, only a net seven per cent of those surveyed expected their investment returns to improve in the year ahead, compared with a net 15 per cent for the June quarter. The Bank's Chief Manager Investment Services, Roger Perry, puts that down to a combo of local and international factors, saying the slide in investor confidence has occurred since what appears to have been a turning point in April.

"The NASDAQ Index fell by 15.6 per cent in April, brought about by the sharp decline in the value of Internet stocks. It continued to fall a further 11.9 per cent in May.

"About that time, it also became clear that there was a loss in confidence in New Zealand's economic prospects."

Perry says the results of the survey aren't surprising. "It mirrors the mood of the country and the local sharemarket, especially when this is combined with the impact of higher petrol prices and a weak New Zealand dollar.

"Despite all these disturbances, it's encouraging to note that investor confidence remains positive - if only just."

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Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 5.44 - - -
AIA - Go Home Loans 7.99 5.99 5.69 5.69
ANZ 7.89 6.59 6.29 6.29
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 5.99 5.69 5.69
ASB Bank 7.89 5.99 5.69 5.69
ASB Better Homes Top Up - - - 1.00
Avanti Finance 8.40 - - -
Basecorp Finance 9.60 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.94 - - -
BNZ - Rapid Repay 7.94 - - -
BNZ - Std 7.94 5.99 5.69 5.69
BNZ - TotalMoney 7.94 - - -
CFML 321 Loans 6.20 - - -
CFML Home Loans 6.45 - - -
CFML Prime Loans 8.25 - - -
CFML Standard Loans 9.20 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 5.79 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 7.65 5.99 5.75 5.69
Co-operative Bank - Standard 7.65 6.49 6.25 6.19
Credit Union Auckland 7.70 - - -
First Credit Union Special - 6.40 6.10 -
First Credit Union Standard 8.50 7.00 6.70 -
Heartland Bank - Online ▲7.75 ▲6.65 ▲6.35 ▲5.99
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society ▼8.60 6.75 6.40 -
ICBC 7.49 5.99 5.65 5.59
Kainga Ora 8.39 7.05 6.59 6.49
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 7.75 6.89 6.59 6.49
Kiwibank - Offset 8.25 - - -
Kiwibank Special 7.75 5.99 5.69 5.69
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 8.44 5.95 6.09 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 7.99 6.95 6.29 6.29
SBS Bank Special - 6.15 5.69 5.69
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 5.44 5.15 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.75 - - -
TSB Bank 8.69 6.49 6.49 6.49
TSB Special 7.89 5.69 5.69 5.69
Unity 7.64 5.99 5.69 -
Unity First Home Buyer special - 5.49 - -
Wairarapa Building Society 8.10 6.05 5.79 -
Westpac 8.39 6.89 6.39 6.39
Westpac Choices Everyday 8.49 - - -
Westpac Offset 8.39 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 6.29 5.79 5.79
Median 7.99 6.10 6.09 5.69

Last updated: 20 November 2024 9:45am

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