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Last Article Uploaded: Monday, February 10th, 6:37PM

Mortgages

Mortgage Rates Daily Commentary
Monday 10 February 2025  Add your comment
Shifting the Dial: FMA Encourages Smarter Compliance and Innovation

The FMA is encouraging financial advice providers to adopt a balanced approach to compliance, avoiding unnecessary caution that could limit accessibility to advice. [READ MORE]

 

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Shifting the dial on good advice

Some financial advice providers are taking an overly conservative approach to meeting their regulatory obligations, the Financial Markets Authority (FMA) says.

Monday, February 10th, 6:00AM  1 comment

Some financial advice providers are taking an overly conservative approach to meeting their regulatory obligations, the Financial Markets Authority (FMA) says. 

FMA chief executive Samantha Barrass says it will want to understand the reasons for this, particularly to check that business models are not being skewed by an unnecessarily cautious approach to compliance thereby creating...MORE»

Next big issue for mortgage advisers

Friday, February 7th, 10:39AM

The question hovering on mortgage advisers’ lips is when they should start pointing clients to longer fixed interest terms on their mortgages.

MORE»

Number of mortgage holders behind in payments up 1,100 in one month

Tuesday, February 4th, 1:57PM

Mortgage arrears are increasing – up 7% year on year in December, the latest Centrix data show.

MORE»

 

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Wave of mortgage inquiry for advisers

Tuesday, February 4th, 6:00AM

A surge in business for mortgage advisers in the first month of this year has come off the back of nearly 9,000 new property listings, the highest since January 2015.

MORE»

TSB demands much wider and braver changes to banking rules

Monday, February 3rd, 11:11AM

TSB Bank is calling for changes to bank capital rules and other regulatory changes to create a level playing field for the smaller banks so they can better compete against the big four Australian-owned banks.

MORE»

Luxon sacks FEC chair Stuart Smith without explanation

Sunday, February 2nd, 6:57PM

The chair of parliament's finance and expenditure committee (FEC) changed last week without any formal announcement or explanation, casting doubt on whether the government's intentions to make meaningful changes to the banking sector.

MORE»

Switching banks takes a huge chunk of mortgage money

Thursday, January 30th, 10:01AM

Nearly a quarter of all mortgages loaned in December went to borrowers switching banks – an increase of 94.8% over a year.

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RBNZ warns interest rates unlikely to return to pre-covid levels

Thursday, January 30th, 9:03AM

Reserve Bank chief economist Paul Conway has added his voice to those warning that interest rates, and therefore mortgage rates, aren't likely to return to pre-covid levels.

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 4.94 - - -
AIA - Go Home Loans 7.49 5.54 5.29 5.59
ANZ 7.39 6.17 6.04 6.19
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 5.57 5.44 5.59
ASB Bank 7.39 5.54 5.29 5.59
ASB Better Homes Top Up - - - 1.00
Avanti Finance 7.90 - - -
Basecorp Finance 8.35 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.54 - - -
BNZ - Rapid Repay 7.54 - - -
BNZ - Std 7.44 5.55 5.29 5.59
BNZ - TotalMoney 7.54 - - -
CFML 321 Loans 5.80 - - -
CFML Home Loans 6.25 - - -
CFML Prime Loans 7.85 - - -
CFML Standard Loans 8.80 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 5.49 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 6.95 5.59 5.49 5.69
Co-operative Bank - Standard 6.95 6.09 5.99 6.19
Credit Union Auckland 7.70 - - -
First Credit Union Special - 5.79 5.69 -
First Credit Union Standard 7.69 6.49 6.19 -
Heartland Bank - Online 6.99 5.49 5.39 5.45
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society 8.15 6.50 6.30 -
ICBC 6.95 5.55 5.59 5.59
Kainga Ora 7.39 5.79 5.59 5.69
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 7.25 6.45 ▼6.19 ▼6.39
Kiwibank - Offset 7.25 - - -
Kiwibank Special 7.25 5.55 ▼5.29 ▼5.59
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 7.94 5.55 5.84 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 7.49 ▼6.29 ▼6.09 ▼6.19
SBS Bank Special - ▼5.69 5.49 ▼5.59
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 4.94 ▼4.69 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.39 - - -
TSB Bank 8.19 6.39 6.25 6.39
TSB Special 7.39 5.59 5.45 5.59
Unity 7.64 5.59 5.49 -
Unity First Home Buyer special - 5.49 - -
Wairarapa Building Society 7.70 5.95 5.75 -
Westpac 7.39 ▼6.14 ▼5.89 ▼5.59
Westpac Choices Everyday 7.49 - - -
Westpac Offset 7.39 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - ▼5.54 ▼5.29 ▼4.99
Median 7.49 5.64 5.69 5.59

Last updated: 10 February 2025 9:17am

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