tmmonline.nz  |   landlords.co.nz        About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds

NZ's Financial Adviser News Centre

GR Logo
Last Article Uploaded: Wednesday, November 27th, 7:42AM

Mortgages

Mortgage Rates Daily Commentary
Tuesday 26 November 2024  Add your comment
It's getting to the point where a complaint does need to be made

There have been calls for mortgage advisers to make a complaint to the FMA about banks’ stringing out their processing times for home loans. [READ ON]

rss
Latest Headlines

Rearrangement for REAL

Real estate and legal combo REAL is looking to unwind its national network after problems attracting market share.

Wednesday, January 31st 2001, 11:22AM

by Paul McBeth

Real estate and legal combo REAL is looking to unwind its national network after problems attracting market share.

The group of lawyers and estate agents launched last July, opening a chain of 26 offices in a bid to shake up the industry with a blend of salaried sales staff, low commissions and link-ups with local lawyers for conveyancing. However, an extremely tight housing market through 2000 certainly didn't help the REAL cause and, as early as September, it was reporting financial difficulties in some areas.

National Project Coordinator Warwick Brown isn't expanding on REAL's current woes, but one Christchurch office and up to five more are understood to have closed.

The board of Real Management, which funds the national co-operative venture, is proposing that the separate regions run the business through regional franchises.

That board has now met to go through the response to this proposal. Chairman Ken Jones says: "Conditions imposed on some acceptances have necessitated further discussions with the regions and the company's bankers. These will be continued this week and finality is expected by Friday."

Rex Hadley, National President of the Real Estate Institute (REINZ), said today he felt "dreadfully sorry" for any institute members that have been affected. "However, some serious questions have got to be asked about the REAL business plan."

"February, March, April, May and June (the real estate market) tracked downwards and the signs were there that it was going to be a very tough year. They chose to open 26 offices in July, but it would have been a very brave person who would even open one."

Brave indeed, as Hadley describes the real estate industry as "the most competitive industry in the country, I think, and there are 14,000 motivated sales people out there."

Back in September, REINZ took the unusual step (given that REAL were institute members) of releasing a statement headed "REAL difficulty unfortunate but predictable". This statement said the public appeared reluctant to accept a low cost service.

However, REAL argued at the time that the housing market had been unbelievably difficult since their launch, but they had still been able to gain listings and a percentage of market share.

Paul is a staff writer for Good Returns based in Wellington.

« Still more cuts to comeWestpacTrust pledges to hold rate »

Special Offers

Commenting is closed

 

print

Printable version  

print

Email to a friend
Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 5.44 - - -
AIA - Go Home Loans 7.99 5.99 5.69 5.69
ANZ 7.89 6.59 6.29 6.29
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 5.99 5.69 5.69
ASB Bank 7.89 5.99 5.69 5.69
ASB Better Homes Top Up - - - 1.00
Avanti Finance 8.40 - - -
Basecorp Finance 9.60 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.94 - - -
BNZ - Rapid Repay 7.94 - - -
BNZ - Std 7.94 5.99 5.69 5.69
BNZ - TotalMoney 7.94 - - -
CFML 321 Loans 6.20 - - -
CFML Home Loans 6.45 - - -
CFML Prime Loans 8.25 - - -
CFML Standard Loans 9.20 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 5.79 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 7.65 5.99 5.75 5.69
Co-operative Bank - Standard 7.65 6.49 6.25 6.19
Credit Union Auckland 7.70 - - -
First Credit Union Special - 6.40 6.10 -
First Credit Union Standard 8.50 7.00 6.70 -
Heartland Bank - Online 7.49 5.65 5.55 5.55
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society ▼8.60 6.75 6.40 -
ICBC 7.49 5.99 5.65 5.59
Kainga Ora 8.39 7.05 6.59 6.49
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 7.75 6.89 6.59 6.49
Kiwibank - Offset 8.25 - - -
Kiwibank Special 7.75 5.99 5.69 5.69
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 8.44 5.95 6.09 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 7.99 6.95 6.29 6.29
SBS Bank Special - 6.15 5.69 5.69
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 5.44 5.15 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.75 - - -
TSB Bank 8.69 6.49 6.49 6.49
TSB Special 7.89 5.69 5.69 5.69
Unity 7.64 5.99 5.69 -
Unity First Home Buyer special - 5.49 - -
Wairarapa Building Society 8.10 6.05 5.79 -
Westpac 8.39 6.89 6.39 6.39
Westpac Choices Everyday 8.49 - - -
Westpac Offset 8.39 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 6.29 5.79 5.79
Median 7.99 6.02 5.79 5.69

Last updated: 20 November 2024 9:45am

Previous News

MORE NEWS»

News Bites
Compare Mortgage Rates
Compare
From
To
For

To graph multiple lenders, hold down Ctrl key while clicking in list box

Also compare rates to OCR
Find a Mortgage Broker

Add your company

Use map
About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive  |  Toolbox  |  Disclaimer
 
Site by Web Developer and eyelovedesign.com