First-home buying never been easier: Broker
He is releasing an eBook this weekend, called The Bank Said Yes! How to get a mortgage if you're a first-home buyer in New Zealand.
Despite increasing property prices, Hastie said with the help of KiwiSaver, low interest rates and 95 per cent lending from major banks, it had never been easier for young people to buy their first properties.
His book is designed to help navigate the mortgage application process and get people into a home faster. It also offers practical advice on thing such as improving your credit rating and how much you can borrow.
Campbell writes: "First home buyers need to prove to lenders they are the most solid, stable and predictable people around. Don't switch jobs or load up the credit card in the months leading up to your mortgage loan application. Having a better understanding of how banks think only improves the chances of a mortgage application being approved."
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