Online offer 'more than quote and compare'

ClickCover launched this month, with an online “interview” that would cover clients’ personal, health and financial information. This is designed to replace an adviser’s initial meeting with a client.

The information from that was then used to determine what insurance options might suit.

A registered financial adviser from the firm would then finalise the recommendation and explain the benefits and limitations of each option, and help with the application. The site recommends that those with existing cover talk to one of its advisers before staring the process.

The whole process would take about a week.