Mortgage Rates Newsletter
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| AIA - Back My Build |
5.44 |
- |
- |
- |
| AIA - Go Home Loans |
7.99 |
5.99 |
5.69 |
5.69 |
| ANZ |
7.89 |
6.59 |
6.29 |
6.29 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
5.99 |
5.69 |
5.69 |
| ASB Bank |
7.89 |
5.99 |
5.69 |
5.69 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance |
8.40 |
- |
- |
- |
| Basecorp Finance |
9.60 |
- |
- |
- |
| BNZ - Classic |
- |
5.99 |
5.69 |
5.69 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| BNZ - Mortgage One |
7.94 |
- |
- |
- |
| BNZ - Rapid Repay |
7.94 |
- |
- |
- |
| BNZ - Std |
7.94 |
5.99 |
5.69 |
5.69 |
| BNZ - TotalMoney |
7.94 |
- |
- |
- |
| CFML 321 Loans |
6.20 |
- |
- |
- |
| CFML Home Loans |
6.45 |
- |
- |
- |
| CFML Prime Loans |
8.25 |
- |
- |
- |
| CFML Standard Loans |
9.20 |
- |
- |
- |
| China Construction Bank |
- |
7.09 |
6.75 |
6.49 |
| China Construction Bank Special |
- |
- |
- |
- |
| Co-operative Bank - First Home Special |
- |
5.79 |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Co-operative Bank - Owner Occ |
7.65 |
5.99 |
5.75 |
5.69 |
| Co-operative Bank - Standard |
7.65 |
6.49 |
6.25 |
6.19 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
6.40 |
6.10 |
- |
| First Credit Union Standard |
8.50 |
7.00 |
6.70 |
- |
| Heartland Bank - Online |
7.49 |
▼5.65 |
▼5.55 |
▼5.55 |
| Heartland Bank - Reverse Mortgage |
- |
- |
- |
- |
| Heretaunga Building Society |
8.90 |
7.00 |
6.50 |
- |
| ICBC |
7.49 |
5.99 |
5.65 |
5.59 |
| Kainga Ora |
8.39 |
7.05 |
6.59 |
6.49 |
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Kiwibank |
7.75 |
6.89 |
6.59 |
6.49 |
| Kiwibank - Offset |
8.25 |
- |
- |
- |
| Kiwibank Special |
7.75 |
5.99 |
5.69 |
5.69 |
| Liberty |
8.59 |
8.69 |
8.79 |
8.94 |
| Nelson Building Society |
8.44 |
▼6.39 |
▼6.09 |
- |
| Pepper Money Advantage |
10.49 |
- |
- |
- |
| Pepper Money Easy |
8.69 |
- |
- |
- |
| Pepper Money Essential |
8.29 |
- |
- |
- |
| SBS Bank |
7.99 |
6.95 |
6.29 |
6.29 |
| SBS Bank Special |
- |
▼6.15 |
5.69 |
5.69 |
| SBS Construction lending for FHB |
- |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| SBS FirstHome Combo |
5.44 |
▼5.15 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
9.75 |
- |
- |
- |
| TSB Bank |
8.69 |
6.79 |
6.49 |
6.49 |
| TSB Special |
7.89 |
5.99 |
5.69 |
5.69 |
| Unity |
▼7.64 |
5.99 |
5.69 |
- |
| Unity First Home Buyer special |
- |
5.49 |
- |
- |
| Wairarapa Building Society |
8.50 |
▼6.19 |
▼5.79 |
- |
| Westpac |
8.39 |
6.89 |
6.39 |
6.39 |
| Westpac Choices Everyday |
8.49 |
- |
- |
- |
| Westpac Offset |
8.39 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Westpac Special |
- |
6.29 |
5.79 |
5.79 |
| Median |
7.99 |
6.17 |
5.79 |
5.69 |
Last updated: 30 October 2024 9:36am
1 Comment
We are raising our fixed home loan rates because:
A We choose to take no notice of the recent OCR cut
B We have to borrow money from overseas at marginally higher rates of interest
C We are worried about future increases in the already obscene salaries paid to our executives
D The banks in NZ do not compete with each other
E Our borrowers are basically stupid and believe everything we tell them