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July issue - available now

Every issue of the NZ Property Investor magazine will continue to bring you all the news, tips and statistics you need to keep your property investments humming in 2008.

Monday, July 7th 2008, 6:00AM

by The Landlord

The government is shaking things up at the moment with all the changes they’re pushing through Parliament – but we won’t go there. Where we will go though (in detail), is the proposed changes to the ‘Landlords’ Bible’, the Residential Tenancies Act.

The act is getting a drastic re-write, and some of the suggested changes will alter the way landlords and property investors do business. Both landlords’ and tenants’ rights are changing. Make sure you find out exactly how the changes will affect you and if you’re not happy, make yourself heard by voicing your opinions!

Another lead feature this month looks at the immigration effect on the property market. It’s a topic that has been long debated and new research has uncovered some surprises as well as lessons for landlords and investors.

Our property guru columnist Michael Yardney talks about the 10 habits you need to adopt to become successful property investors.

Our beginners’ series this month looks at doing the ‘mortgage dance’ and the basics of how to finance a property investment.

We also explore the deep southern town of Invercargill for investment gems. The city proudly boasts New Zealand’s lowest property prices and despite slowing markets nationwide, there are still bargains to be found down there.

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This month, the NZ Property Investor is giving subscribers a chance to win one of four tickets to the New Zealand Property Investors' Federation Conference 2008 in Rotorua, each worth $695!


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Also featured in the July 2008 issue:

  • News: Right royal southern buy-up; Residential rates dropping; Tenders over auctions; Autumn the new spring; Anustralian debt skyrockets
  • Opinion: Find out what The Landlord has to say on topical issues
  • Diary: NEW! This page lists all major property investment events over the coming six weeks
  • Housing commentary: There’s a Mexican stand-off between buyers and sellers relating to expected house prices
  • Ask an expert: Tax special. We answer your burning tax questions with the help of our tax and LAQC specialist Kenina Court
  • Profile: Israeli immigrant Erez Tal shows how hard work, lessons and chance meetings made him a property investor
  • Tenancy management: Three biggest residential tenancy amendments that will have an impact on landlords
  • Columns:
    • Accounting: Income recognition rules associated with the timing of property sales
    • Mortgage: Terminology traps and the difference between ‘refixing’ and ‘refinancing’
    • Economics: Batten down the hatches to weather the current market correction
    • Investment strategy: Tips on wising up on property trading
  • Tenancy Tribunal: Cases relating to misrepresentation and the importance of providing proof
  • NZPIF: News and events from around the regions
  • Toolbox: Xero’s online accounting system
  • Mortgage commentary: Although rates are starting to drop it’s a bitter-sweet victory, as the reasons for the cuts don’t bode well for the property market
  • Property books: Are you surviving the property slump? We look at Kieran Trass’ seminar DVD, How You Can Profit From The Property Crash. Plus all the latest books from the Landlords bookstore
  • And much more!

Click here to subscribe now

 

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Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 4.94 - - -
AIA - Go Home Loans 7.49 5.79 5.49 5.59
ANZ 7.39 6.39 6.19 6.19
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 5.79 5.59 5.59
ASB Bank 7.39 5.79 5.49 5.59
ASB Better Homes Top Up - - - 1.00
Avanti Finance 7.90 - - -
Basecorp Finance 8.35 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.54 - - -
BNZ - Rapid Repay 7.54 - - -
BNZ - Std 7.44 5.79 5.59 5.69
BNZ - TotalMoney 7.54 - - -
CFML 321 Loans ▼5.80 - - -
CFML Home Loans ▼6.25 - - -
CFML Prime Loans ▼7.85 - - -
CFML Standard Loans ▼8.80 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 5.69 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 6.95 5.79 5.59 5.69
Co-operative Bank - Standard 6.95 6.29 6.09 6.19
Credit Union Auckland 7.70 - - -
First Credit Union Special - 5.99 5.89 -
First Credit Union Standard 7.69 6.69 6.39 -
Heartland Bank - Online 6.99 5.49 5.39 5.45
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society ▼8.15 ▼6.50 ▼6.30 -
ICBC 7.49 5.79 5.59 5.59
Kainga Ora 7.39 5.79 5.59 5.69
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 7.25 6.69 6.49 6.49
Kiwibank - Offset 7.25 - - -
Kiwibank Special 7.25 5.79 5.59 5.69
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 7.94 5.75 5.99 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 7.49 6.95 6.29 6.29
SBS Bank Special - 5.89 5.49 5.69
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 4.94 4.89 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity ▼9.39 - - -
TSB Bank 8.19 6.49 6.39 6.39
TSB Special 7.39 5.69 5.59 5.59
Unity 7.64 5.79 5.55 -
Unity First Home Buyer special - 5.49 - -
Wairarapa Building Society 7.70 5.95 5.75 -
Westpac 7.39 6.39 6.09 6.19
Westpac Choices Everyday 7.49 - - -
Westpac Offset 7.39 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 5.79 5.49 5.59
Median 7.49 5.79 5.69 5.69

Last updated: 18 December 2024 9:46am

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