Banking on change
Recent regulatory changes have made bank lending more complex for investors, but the findings from NZ Property Investor’s 2015 Annual Lending Survey should help clarify the new environment.
Monday, December 21st 2015, 12:00AM
by The Landlord
In the past year banks have spent much of their time adjusting to regulatory changes, as well as competing strongly for new business.
There have been three sets of regulatory changes: the Reserve Bank’s LVR restrictions, the Reserve Bank’s creation of a new asset class for investors, and the introduction of the Responsible Lending Guidelines.
NZ Property Investor’s 2015 Annual Lending Survey, which delves into banks’ lending practices, leave little doubt that the changes have made a big impact on the environment for investors.
Meanwhile, NZ Property Investor magazine also conducted its 2015 Investor Survey.
In the latest issue of NZ Property Investor magazine, we reveal both surveys’ findings on how lending criteria has changed, what banks are offering, and how investors feel about the current lending environment.
To read more about our 2015 bank and investor surveys, click here to get the digital issue of NZ Property Investor magazine.
Subscribe to NZ Property Investor magazine here to get great stories like this delivered to your mailbox every month.
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