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Last Article Uploaded: Tuesday, April 29th, 7:31PM

Insurance

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Medical premiums and the public system

Most of you will have seen the notices advising increased premiums in the last month, ranging from 16% to 22%.

Tuesday, April 1st, 6:55AM

Most of you will have seen the notices advising increased premiums in the last month, ranging from 16% to 22%.

It's been commented for a long time that medical inflation increases at roughly double the inflation rate, but this year, it's significantly more painful. Why?

It's mainly due to market conditions; however, the drivers of premiums aren't always transparent...MORE»

Should we be commoditising life insurance?

Monday, February 10th, 6:00AM

There's been a long-term push to simplify life insurance, which I agree with in principle. However, in practice, this has some gnarly implications that those outside the industry don't appreciate.

MORE»

Complaints processes and the rules can be two different things

Thursday, December 12th, 9:30AM

Picking up on my prior ranting about a recent FSCL case study.

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Previous News

Policy value and retrospective advice

Wednesday, November 27th, 9:26AM

Jon-Paul Hale examines a recent FSCL decision over a funeral plan claim and says its trying to open the door litigating past advice given under old rules.

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CPI, it's simple, right?

Thursday, October 10th, 10:31AM

Most reading this in context of insurance would agree.

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Appalling agency application processes

Thursday, October 3rd, 6:13AM

You'd think that with all the talk about licensing and managing advisers, insurers would have gotten their act together and sorted their systems to account for and address the various demands of their business and the new rules. Nope!

MORE»

Be clear in explaining unfunded medicines

Thursday, September 26th, 6:51AM

Jon-Paul Hale says when an adviser is talking to clients about medical insurance, they need to be very clear about how unfunded medicines are covered.

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The messed up world of income protection structures

Saturday, September 14th, 9:37AM

You may have noticed that we now have to age 70 as an option for the payment term on income protection.

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Insurance Briefs

AIA goes one month free again
AIA has brought back, for a limited time, its one month’s premium free campaign along with a new AIA Vitality Garmin reward.

Fidelity has kept its rating in its latest annual review
AM Best has affirmed the Financial Strength Rating of A- with a stable outlook.

nib launch dates announced
nib Ultimate Life & Living will be launching on the March 28.

Gut on you Asteron
Asteron Life joins forces with the Gut Foundation as platinum sponsor.

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