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Investments

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Castle Point Funds Management

Castle Point Funds Management is a boutique Fund manager which was formed in 2013 by Richard Stubbs, Stephen Bennie, Jamie Young and Gordon Sims.

We invest with a long-term perspective and focus on capital preservation. Double winner of the 2019 Zenith FundSource Boutique Manager of the Year and Australasian Equities awards.

Our investment philosophy and process seek to exploit market inefficiencies that exist, in our opinion, because financial market investors tend to:

  • focus on recent past performance
  • underestimate the effect of capital flows and the resilience of poor returning companies (we call this the ‘Value Opportunity’)
  • underestimate the length of time growth companies can earn excess returns (we call this the ‘Quality Opportunity’).

We use disciplined investment processes to find, research and include investment opportunities in our portfolios.

Our investment commentaries frequently delve into examples that illustrate how our investment philosophy works in practice.

All our investment assets are safeguarded with MMC, the custodian of all our Funds.

The independent supervisor of our Funds are the Public Trust, a crown-owned trustee.

www.castlepointfunds.com

A possible reason for the recent weakness in EBOS and Spark share prices

Tuesday, April 30th, 3:57PM

In this article look at what inclusion or exclusion in an important index can mean for a share price.

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The cheap treat that’s getting more expensive

Monday, March 25th, 8:14AM

In this article we look forward to 2024.

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Recent studies show that passive investing now outweighs active investing

Saturday, February 17th, 8:16AM

In this article we look at the relentless rise of passive investing.

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Coming into land in 2024

Sunday, December 31st, 4:03PM

For most of the past two years, investors in all asset classes, certainly not just equities, have been wondering what sort of landing we would experience. In my opinion, the jet plane analogy is a very apt way of thinking about the state of the global economy.

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The Bond market gives investors a High Five

Monday, October 30th, 2:50PM

In this article we review recent activity in the bond market.

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Thoughts on underperformance by an active manager

Monday, August 28th, 9:31AM

In this article we discuss how an active investor copes with underperformance.

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The Australian Superannuation Performance Test: Sensible but flawed?

Friday, July 7th, 9:20AM

In this article we take a look at the performance test on Superannuation funds in Australia.

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Hitting the Ceiling

Friday, May 19th, 11:28AM

In this article we take a closer look at the US debt ceiling.

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When it comes to equities, there is no hiding from the voting machine

Friday, May 5th, 6:14AM

In this article we discuss how equity market volatility all but guarantees periods of very poor performance for even the best equity market managers.

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Ryman shareholders pay a hefty penalty

Thursday, March 16th, 12:35PM

Where the money went from Ryman’s recent capital raise has raised a few eyebrows. 

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A closer look into the dark art of technical trading

Tuesday, January 24th, 9:11AM

A few readers may have noticed that in recent weeks several investment industry publications and newsletters have been referencing a dominant down trend that prevailed over the S&P500 index in 2022.I thought it might be useful to have a closer look into this dominant downtrend and explain why it's been getting this recent attention.

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Artificial Intelligence (AI) about to become mainstream?

Friday, December 23rd, 9:52AM

To show you how artificial intelligence will change the world AI has written the bulk of this column for Jamie Young. Imagine having AI write your client review; that would be a time-saver.

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Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 5.44 - - -
AIA - Go Home Loans 7.99 5.99 5.69 5.69
ANZ 7.89 6.59 6.29 6.29
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 5.99 5.69 5.69
ASB Bank 7.89 5.99 5.69 5.69
ASB Better Homes Top Up - - - 1.00
Avanti Finance 8.40 - - -
Basecorp Finance 9.60 - - -
BNZ - Classic - 5.99 5.69 5.69
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.94 - - -
BNZ - Rapid Repay 7.94 - - -
BNZ - Std 7.94 5.99 5.69 5.69
BNZ - TotalMoney 7.94 - - -
CFML 321 Loans 6.20 - - -
CFML Home Loans 6.45 - - -
CFML Prime Loans 8.25 - - -
CFML Standard Loans 9.20 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 5.79 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 7.65 5.99 5.75 5.69
Co-operative Bank - Standard 7.65 6.49 6.25 6.19
Credit Union Auckland 7.70 - - -
First Credit Union Special - 6.40 6.10 -
First Credit Union Standard 8.50 7.00 6.70 -
Heartland Bank - Online 7.49 5.65 5.55 5.55
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society ▼8.60 6.75 6.40 -
ICBC 7.49 5.99 5.65 5.59
Kainga Ora 8.39 7.05 6.59 6.49
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank 7.75 6.89 6.59 6.49
Kiwibank - Offset 8.25 - - -
Kiwibank Special 7.75 5.99 5.69 5.69
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 8.44 5.95 6.09 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
SBS Bank 7.99 6.95 6.29 6.29
SBS Bank Special - 6.15 5.69 5.69
SBS Construction lending for FHB - - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 5.44 5.15 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.75 - - -
TSB Bank 8.69 6.49 6.49 6.49
TSB Special 7.89 5.69 5.69 5.69
Unity 7.64 5.99 5.69 -
Unity First Home Buyer special - 5.49 - -
Wairarapa Building Society 8.10 6.05 5.79 -
Westpac 8.39 6.89 6.39 6.39
Westpac Choices Everyday 8.49 - - -
Westpac Offset 8.39 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 6.29 5.79 5.79
Median 7.99 6.02 5.79 5.69

Last updated: 20 November 2024 9:45am

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